It is not clear why you are asking our opinion about the schemes you have started investing three months ago.
You are currently investing in a good multi cap scheme and large & mid cap scheme. Multi cap schemes are ideal for investors with a moderate risk profile. Large & mid cap schemes are meant for investors with a higher risk profile as these schemes are mandated to invest at least 35 per cent in mid cap stocks. Mid cap stocks can be risky and volatile. You must ensure that you have the adequate risk profile and investment horizon of at least five to seven years.
Mutual fund advisors typically ask new investors to stick to schemes with relatively lower risk: large cap schemes or aggressive hybrid schemes. They say new investors need to gain confidence and experience before investing in riskier options like mid cap and small cap schemes. Many new investors lose their confidence to continue with their investments when they face a lot volatility in the stock market.
It is always better to check the suitability of mutual fund schemes before investing in them. Getting out of a mutual fund scheme comes with financial implications. For example, some schemes may charge you an exit load for early redemption. You also need to pay tax on your capital gains made on them. If equity investments are sold before a year, the gains are treated as short term capital gains and taxed at 15 per cent.